Naman Chambyal

Financial Management Professional | Budgeting, Planning & Performance Optimization

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About Me

I am a dedicated Financial Management professional with a strong focus on budgeting, financial planning, and data-driven decision-making. I help individuals and businesses optimize cash flow, control costs, and improve overall financial performance. With a detail-oriented mindset and a strategic approach, I translate complex financial data into clear insights that support sustainable growth and smarter investments.

Skills

Projects / Experience

Financial Planning & Budget Optimization

Led the preparation and management of annual budgets, monitoring actuals vs. forecasts to identify variances and improvement areas. Implemented cost-optimization strategies that helped reduce unnecessary expenses while maintaining operational efficiency.

Cash Flow & Working Capital Management

Analyzed cash inflows and outflows to improve liquidity and ensure timely availability of funds. Developed cash flow forecasts to support short-term and long-term financial planning, helping management make informed decisions.

Financial Reporting & Performance Analysis

Prepared monthly and quarterly financial reports, including profit & loss statements and key performance indicators (KPIs). Provided actionable insights to stakeholders to support strategic planning and improve overall financial performance.

Investment & Risk Analysis

Conducted basic investment evaluations and risk assessments to support capital allocation decisions. Assisted in comparing investment options based on returns, risk levels, and business objectives.